為生活理財(cái)英語(yǔ)演講稿
the topic of my speech is budgeting for life, get ready from this moment from this penny.
some day i went shopping with my roommates, after leaving the check-out counter, i picked one item from a girl’s bag and asked her: ‘hey, it’s pretty wrapped up. how much? ’ after long pause with no response, shamefully she said ‘beats me, i seldom care prices.’ the talk was over then there came the one deserved thinking ——when we go into raptures at the sight of luxuries, have we ever thought of our finance management?
ladies and gentlemen,
these years, under parents’ loving care, college students have taken purchase for granted. however, independent survival’s just around the corner. when youths hanging out in starbucks over a cup of coffee, when we lavishly squandering parental sponsor on brand names, when financial ability falling into neglect in textbooks, when the financial crisis engulfing the entire world, real life’s airing alarms. the ability in well managing finance matters relates to not only our present living condition, but also our future ideal realization. here thanks to this arena that i can share with you what i’ve learned during college life on finance management.
initially, for us students, a penny saved is a penny earned. luxuries make us happy, but we need to balance whether these fancy goods are worth the price. actually it’s easy to save money. just make a list of what we have to pay for each month, such as your meal card, transportation card and other basic expenses. apart from the list, set aside some money for your preferable entertainment or social contact as planned. only well budget for today can we well budget for future. particularly, be honest to your finance plan and we’ll see.
what follows is study comes first. distinct performance on study brings generous scholarship. it’s crystal cleear what students should do during schooling so why not fulfill our duty? maybe in business one could work hard with no gains, but in university one’s efforts on study can always be paid off, with high respect and good reward. what’s more, study of investment and finance theories guides us to make rational use of resources on the right track.
besides, part-time job is ought to be part of our college life. in terms of money management, part-time job teaches us how challenging to earn money and helps develop thriftiness. in addition, concurrently holding a job and study cultivates us to make sensible use of our time as well as our money. furthermore, we might as well set foot in investment market, not for *** a fortune, but for more understanding in case of future need.
now we are students supported by family, but the day we have to make living and manage life by ourselves will come eventually. till now i have gained more than twenty thousand rmb from scholarship and part-time jobs and as far as you are willing to, you can be better. we always say opportunity knocks at one’s door that is well-prepared. finance practice in university is the best internship to get ready for future financial challenges.
ladies and gentlemen, from now on, please reflect on ourselves, stop hankering after material comfort and unrealistic compare. attempt to count every cent and make every cent count, because the future we seek for is well worth today’s efforts.
翻譯：
我演講的主題是為生活做預(yù)算，從這一刻起就做好準(zhǔn)備。
有一天，我和我的室友去購(gòu)物，離開柜臺(tái)后，我從一個(gè)女孩的包里挑了一件物品，問(wèn)她：“嘿，它很漂亮。多少？“沒有反應(yīng)，長(zhǎng)時(shí)間的停頓后，她說(shuō)“可恥的打敗我，我很少關(guān)心價(jià)格�！闭勗捠窃谶@時(shí)，一個(gè)值得思考----當(dāng)我們興高采烈的奢侈品的景象，我們有沒有想過(guò)我們的財(cái)務(wù)管理？
女士們，先生們，
這些年來(lái)，在父母的關(guān)愛下，大學(xué)生們已經(jīng)把購(gòu)買視為理所當(dāng)然。然而，獨(dú)立生存的角落。當(dāng)年輕人掛在星巴克喝咖啡，當(dāng)我們大手大腳揮霍父母的贊助品牌，在財(cái)政能力落入忽視教材，當(dāng)金融危機(jī)席卷全球，現(xiàn)實(shí)生活中的播出警報(bào)。理財(cái)理財(cái)?shù)哪芰Σ粌H關(guān)系到我們現(xiàn)在的生活狀況，也是我們未來(lái)理想的實(shí)現(xiàn)。在這里感謝這個(gè)舞臺(tái)，我可以與你分享我在大學(xué)生活中所學(xué)到的財(cái)務(wù)管理。
起初，對(duì)于我們學(xué)生來(lái)說(shuō)，一個(gè)節(jié)約的錢就是一個(gè)賺一分的錢。奢侈品讓我們快樂，但我們需要權(quán)衡這些精美的商品是否值得。其實(shí)很容易省錢。只列一張清單，我們每個(gè)月都要付的費(fèi)用，比如你的餐卡、交通卡等基本費(fèi)用。除了名單之外，留出一些錢作為你最好的娛樂或社會(huì)聯(lián)系如計(jì)劃。現(xiàn)在只有很好的預(yù)算，我們才能為未來(lái)做好預(yù)算。特別是對(duì)你的財(cái)務(wù)計(jì)劃，我們會(huì)看到。
以下是學(xué)習(xí)第一。學(xué)習(xí)成績(jī)顯著，帶來(lái)豐厚的獎(jiǎng)學(xué)金。在學(xué)校教育中，學(xué)生應(yīng)該做什么，這是非常清楚的，為什么不履行我們的義務(wù)？也許在商業(yè)上，人們可以很努力的'工作，但在大學(xué)里，在學(xué)習(xí)上的努力總是可以得到回報(bào)，并且很高的尊敬和良好的回報(bào)。而且，研究投資和金融理論指導(dǎo)我們合理利用資源的正確軌道。
此外，兼職工作應(yīng)該是我們大學(xué)生活的一部分。在資金管理方面，兼職教我們?nèi)绾翁魬?zhàn)掙錢，有助于培養(yǎng)節(jié)儉。此外，兼任工作和學(xué)習(xí)培養(yǎng)我們的時(shí)間和我們的錢，使我們明智的使用。此外，我們還不如投資市場(chǎng)，不要為了財(cái)富，而是為了更了解未來(lái)的需求。
現(xiàn)在我們是一家人的支持，但是我們每天都要做的是生活和管理生活的日子，我們最終會(huì)來(lái)的。到目前為止我已經(jīng)從獎(jiǎng)學(xué)金和兼職工作中獲得了二萬(wàn)多人民幣，而且你愿意，你可以更好。我們總是說(shuō)機(jī)會(huì)敲著門，準(zhǔn)備好了。大學(xué)金融實(shí)習(xí)是對(duì)未來(lái)財(cái)務(wù)挑戰(zhàn)做好準(zhǔn)備的最佳實(shí)踐。
女士們，先生們，從現(xiàn)在開始，請(qǐng)反省自己，停止追求物質(zhì)享受和不切實(shí)際的比較。試圖將每一分的每一分都算為百分之分，因?yàn)槲覀冏非蟮奈磥?lái)是值得的。
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